11 Benefits of Owning Properties Under a Company

Singaporeans have always had a fascination for Real Estate properties. Yet, most investors only consider owning these properties as an individual. After all, that seems to be the most straightforward way. But what if there are better options…

Decoupling – What And How It Can Help You Buy A Second Property

Following the recent increase in Additional Buyer Stamp Duty (ABSD), Singaporeans must pay 17% ABSD if they intend to purchase a second property. Would you be interested to find out how you can still purchase a second property without incurring…

Does signing an Option To Purchase (OTP) mean you are buying the house?

If you have been reading articles on the property market and the process of property purchases, you have probably come across the phrase Option To Purchase (OTP) before. Yet, the significance of OTP is often glossed over in most article. If…

Applying for a BTO: Does the early bird really catch the worm?

New BTO (Built-To-Order) launches, more often than not, are met with an almost frenzied fervour by eligible couples and singles. More so in recent years due to several factors. Younger Singaporean couples are more eager to have their own…

All You Need To Know About Smart HDB Town Framework

In line with the Smart Nation Initiative by enhancing our way of living through technological enhancement and the digital revolution. Therefore, in September 2014, the Housing Development Board (HDB) released the Smart HDB Town Framework to…

Would the Property Cooling Measures in 2021 Affect You?

Following the announcement of cooling measures for the property market, the shares of many property firms have fallen. But is there really a cause for concern for buyers like you? Or are the cooling measures likely to just have a short-term…

A Singaporean Guide to Purchasing A Resale HDB

So you have finally found the perfect unit of your dreams – now how do you go about purchasing it? Unlike Build-To-Order (BTO) which you liaise directly with Housing Development Board (HDB), buying resale flats could be more complicated as…

Purchasing an overseas property is not a walk in the park

Many of us share the same ambition and dream to live overseas, often in picturesque countryside offering stunning views that look straight out of a postcard image, a change from the views we see on a daily basis. To many individuals, owning…

7 Secret Bank Policies Revealed

The considerations for loan approvals are often limited to the regulations that you are already aware of, like fulfilling the debt servicing ratio. However, you may not always be able to borrow at your desired loan-to-value (LTV) ratio, putting…

HDB Prime Location Housing (PLH) Model: 4 Key Measures

Over the past year, long debates on the issue of reserving land in prime areas for public housing has highlighted the pros and cons of doing so. While it may serve to have greater inclusion between income groups in central areas and promote…