11 Benefits of Owning Properties Under a Company

Singaporeans have always had a fascination for Real Estate properties. Yet, most investors only consider owning these properties as an individual. After all, that seems to be the most straightforward way. But what if there are better options…

Decoupling – What And How It Can Help You Buy A Second Property

Following the recent increase in Additional Buyer Stamp Duty (ABSD), Singaporeans must pay 17% ABSD if they intend to purchase a second property. Would you be interested to find out how you can still purchase a second property without incurring…

Equity loans: The Pros, The Cons, and Everything In Between

Have you ever considered how you could tap into the equity your property provides? Aside from the existing loans in the market, equity loans are a great way for you to get funds for your child’s tertiary education or for home improvements.…

10 Features You Must Know When You Take Up A Mortgage

We recently shared the 7 Secret Bank Policies that could increase your chances of obtaining an approval for your loan application. Today, we will explain more about the 10 mortgage features that are available in the market. On the surface,…

Would the Property Cooling Measures in 2021 Affect You?

Following the announcement of cooling measures for the property market, the shares of many property firms have fallen. But is there really a cause for concern for buyers like you? Or are the cooling measures likely to just have a short-term…

7 reasons why you should be investing in commercial properties instead of residential properties

When most Singaporeans think of investing in property, they typically turn to residential properties, before starting to worry about other issues like Additional Buyer Stamp Duty (ABSD), alongside a volatile tenancy market. But what if these…

The Ultimate Guide to Refinancing your home loan in Singapore

Low interest rates have begun to appear more frequently onto headlines of property articles and that could signal a shift towards property refinancing. The important thing to note about loans is the interest rate involved. News had been…

What is the best home loan in Singapore in 2022?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after…

7 Secret Bank Policies Revealed

The considerations for loan approvals are often limited to the regulations that you are already aware of, like fulfilling the debt servicing ratio. However, you may not always be able to borrow at your desired loan-to-value (LTV) ratio, putting…

4 Key Factors That You Must Know When Assessing Your Loan Eligibility

What are the important things you must take note when evaluating your loan eligibility? If you have bought a property and applied for a mortgage loan before, you probably have struggled to understand the eligibility criteria. Or perhaps you…